Hello, there is no need to apply for the minimum repayment, it will be shown on your bill in each period. Minimum repayment amount = 10 cash advance principal, 10 non-cash advance transaction principal, 100 fees, 100 interest, 100 excess consumption amount, 100% of the unpaid portion of the minimum repayment amount of the previous period, 100% of the single installment amount.

As long as you repay the minimum amount of your bill before the payment due date, no late payment fees will be incurred and your personal credit will not be affected. Please rest assured. However, recurring interest will accrue. All consumption in the current period will accrue interest from the recording date (usually the second day after consumption), with a daily interest rate of 0.05% until you pay it off in full.

If you still have questions, please add corporate QQ customer service 4008205555 or add the public account "China Merchants Bank Credit Card Center" on WeChat for detailed consultation.