1. CITIC Bank has no time limit for credit card activation, and it will not charge an annual fee before it is activated, nor will it generate other fees;

2. As long as the credit card of CITIC Bank is valid, it can be activated at any time. If it is not activated after the validity period, the card will be cancelled and invalid;

3. The validity period of CITIC Bank's credit card is generally 3 to 5 years. It is marked on the front of the credit card, and it can be activated before the marked date.