there are two ways to buy a car with zero down payment by credit card:

1. Personal loan to buy a car

This is the simplest way. Of course, loan consumption is also one of the basic functions of credit cards, but this method requires higher requirements. If you want to get a loan successfully, you need to have a stable job and good credit. For borrowers who have overdue records once or twice, you don't have to feel anxious like treading on thin ice. Generally speaking, as long as they have not been overdue for three consecutive times or six times in two years.

The car purchase process in this way is also relatively simple. As long as the borrower gets a loan from the bank, he can use the money to choose his own car at will in the auto market. In addition, if he catches up with the car preferential activities launched by the auto dealer, the borrower can kill two birds with one stone and get a lot of benefits. Apply for a credit card loan to buy a car. If you haven't done a credit card before, you can apply for a car loan and the bank will issue you a credit card.

Second, car dealers launched a zero down payment car purchase activity

In addition to applying for a credit card loan to buy a car at the bank, consumers can also apply for a zero down payment car purchase at the car dealer. Nowadays, the consumption pressure is great, especially for young friends who have entered the society for a short time, which makes automobile dealers launch the promotion form of "zero down payment for car purchase". Compared with the above personal consumption loans, this way of buying a car has great limitations for two reasons:

1. Generally, car dealers will only launch zero down payment loans to buy a car when they are engaged in activities. Such services are usually only for specific models and have great limitations.

2. Secondly, if you choose zero down payment, you can't enjoy other car purchase discounts. If you do a careful calculation, we will find that the cost of buying a car in this way is often higher than that of buying a car in full.

Reminder:

These are two ways to buy a car with zero down payment by credit card. Each way has its own advantages and disadvantages. Comparatively speaking, the first way is more affordable and convenient, but it requires higher cardholders. On the contrary, the second way has a much lower threshold and is certainly higher in cost than the first way.