1. Age: 18~65 years old, with full capacity for civil conduct;
2. Credit conditions: good credit and no bad credit record;
3. Income conditions: there is a stable source of income, which can guarantee timely repayment every month;
In addition, the required supporting materials are:
1. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the company official seal or personnel seal), or it can be a copy of the work permit verified and marked by the sponsor;
2. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level.
3. Identity certificate: generally an identity card, which requires the applicant to have full capacity for civil conduct;
You can apply for a credit card of Bank of Beijing directly at the bank outlet, or you can log in to the bank official website to apply for a credit card. Providing as many financial proofs as possible will help you pass the exam.