If you have not yet applied for a credit card from our bank, please refer to the credit card issuance limit when applying for the first time:

Regular card: up to 10,000 yuan?

Gold card: up to 5 Ten thousand yuan

Platinum and diamond cards: fixed limit of 50,000 yuan + temporary limit actively adjusted for you every month

Unlimited credit card: subject to review results

Warm reminder: The approved quota is mainly evaluated based on factors such as job stability, income, and financial proof provided by the application. The final review result shall prevail.

If you need to check the credit card limit during card printing

After the credit card is approved, a text message notification will be sent. It will take 1-2 weeks to send. You can call the credit card customer service hotline and select 3 #-1-3 Enter the manual query for the issued credit card limit.

If you need to check the credit card limit currently in use:

1. Reply "#ED" to the credit card interactive text message to check the available limit, and send it to 106-579-5555 (mobile) or 9-5555 (China Unicom, China Telecom).

Warm reminder: ① Letters are not case-sensitive; ② The communication provider charges 0.1 yuan per text message, and China Merchants Bank does not charge any fee.

2. After logging in to mobile banking, select "My → All → Credit Card (Section) → My Account → Account Inquiry" to enter the page. You can see the credit limit, available limit, repayment due date, bill amount of the current period, remaining repayment amount of the current period, minimum remaining repayment amount of the current period, etc.;

3. Log in to online banking ( (Public Edition or Professional Edition), click "Account Management→Account Inquiry" to see the credit limit, available limit, repayment due date, bill amount of the current period, remaining repayment amount of the current period, and minimum remaining repayment of the current period. Amount and other information;

4. After logging in to Mobile Life, select "My → Credit Line" to query credit card fixed limit, available limit and other information.

(Response time: April 20, 2020, please refer to the official website of China Merchants Bank for the latest business changes)