CITIC Credit Card includes dual-currency card and single-currency card. Dual-currency cards can be divided into RMB/USD cards and RMB/HKD cards by currency. Citic dual-currency card has UnionPay, VISA or UnionPay, JCB and Master logos, providing you with convenient and safe domestic and overseas services.
You can open an account with 27 million VISA logo merchants and 23 million JCB logo merchants in more than 90 countries and regions around the world, or withdraw cash (local currency) at ATM with your private password. Travel around the world.
CITIC Standard Credit Card and CITIC Magic Card are dual-currency cards. You can apply for a dual-currency card on the Rong 360 credit card website. If you apply for CITIC Magic Card, you can get free health insurance for women. The maximum insured amount of Magic Platinum Card is RMB 654.38+10,000, and the maximum insured amount of Magic Gold Card is RMB 30,000.
Customers of Magic Platinum Zunshang Card and Premium Card enjoy six free high-end beauty SPA services for women all year round provided by Beautiful Garden and Siyanli. Nearly 200 high-quality golf clubs and driving ranges can be carefully selected in more than 40 cities across the country, and tennis, high-end fitness, badminton, swimming and other projects cover 14 cities across the country.
If you use the dual-currency card of CITIC Bank to spend money overseas or online, you only need to deposit enough RMB (RMB arrears+foreign currency arrears) into your CITIC credit card account before the due repayment date, and there is no need to purchase foreign exchange for repayment. Each RMB deposit is automatically used to repay the foreign currency debt payable in the current statement, and the excess is used to repay the RMB account debt.
1. Is the minimum credit card overdue?
The credit card that pays the minimum repayment amount is not overdue and will not appea