Specific measures are as follows:
1. Strengthen risk management, identify and evaluate potential risk factors by establishing a sound risk assessment and management system, and take effective measures to control and reduce risks.
2. Strict loan approval process requires borrowers to provide true assets and financial information, and strictly check and evaluate their credit records to minimize the occurrence of loan defaults.
3. When setting the interest rate and repayment period reasonably, the borrower's repayment ability and liabilities should be considered to ensure repayment ability and sustainability.
4. strengthen the supervision and control of credit funds to ensure that the borrower's purpose of using funds is legal and in line with the loan contract.