1. How long does it take to increase the limit of Shanghai Pudong Development Bank Credit Card Platinum Card?
Pudong Development Bank does not understand. The transportation limit is raised very quickly. Last year, I only applied for a few thousand yuan. I usually spend a few hundred yuan on small purchases, but now it is already 21,000 yuan.
2. How often can the Shanghai Pudong Development Bank credit card limit be adjusted
Under normal circumstances, the first limit adjustment for Pudong Development Credit Card can be made after meeting the conditions and using it for 3 months. Generally, the first limit increase is a temporary limit of 3,000 yuan; after 6 months You can apply for a quota increase for the second time, usually 6,000.
Methods to apply for an increase in credit limit:
(1) Pay off the monthly bill on time or in advance;
(2) Use your credit card more, such as spending more, It is easier to increase the limit by applying for multiple installments or cash withdrawals and other operations that can bring profits to the bank.
3. Can the limit of the Shanghai Pudong Development Platinum Card be increased to 2,000 yuan?
The limit of the Platinum Card is generally between 10,000 and 5 yuan, but the limit of the Pudong Development Simple Platinum Card is between 2,000 and 2,000 yuan. Between 50,000 yuan and 50,000 yuan, although many users apply for platinum cards, the limit is only 2,000 yuan, which is lower than the limit of gold cards. In this case, it is relatively difficult to increase the quota. On the one hand, more financial proof needs to be provided, and on the other hand, it depends on the user's personal qualifications.
For the Pudong Development Bank Platinum Card with an initial limit of only 2,000, the card limit can only be slowly increased through consumption and repayment behaviors. If you want to increase the card limit immediately, you can try to apply. Although the temporary quota has a certain validity period, it is still very good for emergency use.
4. How long does it take to increase the 1,000 limit of Pudong Development Platinum Card?
1. Temporary limit adjustment. When using a bank credit card, if you find that the approved credit limit is not enough and you need to increase the credit card limit, you can call the 24-hour customer service hotline and contact the customer service specialist to apply for a temporary increase in the credit card limit. . After the temporary adjustment of the bank credit card limit expires, the credit limit will automatically be restored to the original limit;
2. Long-term limit adjustment. If the bank credit card limit is insufficient and cannot meet the usage needs, you can call 24-hour customer service at any time. If you apply through the hotline to permanently increase your credit limit, the bank will review it based on your past card usage history, repayment records, etc., and will appropriately adjust the credit limit for the cardholder after passing the review.
3. The temporary credit limit is valid for up to 1 month. After the validity period expires, it will automatically revert to the credit limit before the adjustment. Please ensure that the account balance does not exceed the original credit limit before the current bill date, otherwise , you need to pay the resulting over-limit fee.
If it is a new card user, it will take 6 months after applying for the card for the first time to increase the fixed limit. If it is to increase the temporary limit, it only takes three months. You can also go to the counter of a Shanghai Pudong Development Bank branch to apply. You only need to bring your ID, credit card and other information. It can also be processed on the official account of Shanghai Pudong Development Bank. You only need to follow the official account of "Shanghai Pudong Development Bank Credit Card", then bind your WeChat account and choose to adjust the amount. You can also call the customer service hotline and ask the staff for a quota increase. The customer service is online 24 hours a day, and you can call us whenever you need it.