The functions and charges of Fortune Lun Credit Card and other credit cards of China Construction Bank are the same. There are two situations for cash withdrawal:

1. Overdraft cash withdrawal, the cash withdrawal limit is 50% of your credit card limit, and each card can only withdraw up to 2,000 per day. There are handling fees and interest for overdraft withdrawals. The handling fee is 0.5% of the cash withdrawal amount, with a minimum of 2 yuan and a maximum of 50 yuan. There is no interest-free period for cash withdrawals. The bank will charge interest at a rate of 50,000 per day from the date you withdraw the cash into your account.

2. Take excess payment. If you have excess deposits in your card, that is, overpayments, there is no handling fee for withdrawing the overpayments from the China Construction Bank in the province where your card issuance bank is located. If you withdraw your own money, there is of course no interest.