Hello, this card friend, if you are applying for a credit card for the first time, you must first determine whether you have met the conditions for applying for a credit card. To apply for a credit card, you must be over 18 years old and have a stable job. and income, have full civil capacity, and have good credit status. If you meet these basic conditions, you can apply for a credit card. In addition, when applying for a credit card, you need to submit the following materials:

1: Proof of identity Materials: A copy of your personal ID card;

2: Work certificate and income certificate: including the original and copy of your work certificate, salary bank statements for the past three months, etc.;

3: Other financial proof materials: If you have bank deposits in your own name, purchased funds, social security, etc., you can compile these materials and submit them to the bank.

Be sure not to have a bad credit record. If you have a bad credit record, it will greatly affect your ability to apply for a card. If you have been overdue or have other bad credit records before, do you want to apply again? Applying for a credit card is quite difficult. When the bank reviews your personal materials and finds that you have a bad credit record, it is almost certain that your application will not be approved.