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Why doesn’t China Merchants Bank have a temporary credit limit?

Hello, to increase the temporary limit of your credit card, you can apply to increase or cancel the temporary limit through the following channels (except commercial cards). 1. You can log in to credit card online banking at any time and click "Account Management" - "Account Limit Management" - "Temporary Limit Adjustment" to apply. Our bank will conduct audits based on the cardholder's consumption, repayment and other card usage conditions. 2. Telephone voice self-service: Call the credit card customer service hotline 8008205555 and enter 2-3-1 as prompted to apply.