Failure to repay the credit card on time will result in liquidated damages, interest and impact on the credit record. If the long-term debt is not repaid, the bank has the right to recover the money through legal channels or the collection department. It is recommended that you repay as soon as possible. For details, please call the customer service hotline 95511-2. Response time: 2020-06-15. For the latest business changes, please refer to the official website of Ping An Bank.