Required conditions for installment payment on Apple’s official website: only Huabei, China Merchants Bank credit card, Construction Bank credit card, and Industrial and Commercial Bank of China credit card can be used for installment payment; the amount of the installment payment must be greater than or equal to 1,000. If the above two conditions are met, users can purchase any Apple product in installments on Apple's official website. As for whether the installment is interest-free, it will be based on the number of installments selected by the user.
Operating environment:
Brand model: iPhone13
System version: iOS15.3
App version: v10.2.53
If the user chooses Huabei installment, he or she needs to have the Alipay APP to complete the payment. When using a credit card to pay in installments, you need to have a mobile banking APP to complete the payment. In addition, when making installment payments, users must ensure that Huabei or their credit cards have sufficient available credit. If the available credit is insufficient, the payment will not be completed.
In addition, when making installment payments, users must select the number of installments. Once the number of installments is determined successfully, it cannot be modified. Subsequent users can repay in advance or pay off in advance, which will not affect their personal credit.
Extended information
Advantages of mobile phone installment payment:
1. Owe less favors
If you want to buy a mobile phone, you can If you don’t have enough cash and are embarrassed to wait in line to borrow money from relatives and friends, you can choose to pay in installments via mobile phone, which can make you owe less.
2. Relatively safe
Using mobile phones to pay installments and swiping credit cards for consumption, so the body cannot give out so much cash, reducing the possibility of loss. Even if the credit card is lost, the loss can be reported in time To make up for it, you can also check consumption records, which is safer every time.
3. Save money
Many stores now have a lot of activities on mobile installment payments and will give up some things, because now mobile installment payments and banks and platforms have activities, Certain points or coupons will also be given.
4. Relieve financial pressure
If paying a large sum of money in one go will cause financial pressure, users can choose to pay a small amount of money in monthly installments to buy a mobile phone, which can alleviate their financial pressure.