1, VIP service Network priority calling, network area service, VIP special line service, 95580 telephone banking VIP special line service.

2. Preferential tariffs. All accounts under the name enjoy the same level of VIP tariff concessions (except exchange and personal foreign currency business). Some fees for RMB savings and settlement services are free, and some fees are 60% off.

3. Notice of change. The five current accounts in my name can be notified of the change of current accounts through various channels handled by SMS.

4. Free of charge. E-banking authentication tools are free.

5. Proof of assets. Proof of agency business assets (national debt).

6. Free replacement. The loss reporting and replacement of voucher-type treasury bonds receipts are handled free of charge.

7. Free certificate. Personal deposit certificate in foreign currency is free.

8. Personal foreign currency. The remittance fee is 60% off (excluding telegram fee).

9. Healthy zone. Courtesy to make an appointment with experts from 3A hospitals.

10, leisure travel. 30 provinces and cities enjoy airport fast security inspection service, convenient visa consulting service (tourist visa, family visit visa, business visa), 30km comfort/business car transfer service, and 20km free driving service.

Credit card grade classification:

1, Puka. Puka is the lowest level credit card issued by card issuers, and the credit line is also the lowest, generally around several thousand yuan.

2. Gold card. Gold card is one level higher than Puka, and the credit limit is generally between 10000-50000 yuan.

3. titanium card. Titanium card is between gold card and platinum card, and the credit line is generally around 30 thousand to 60 thousand, which enjoys some basic rights and interests.

4. Platinum card. Platinum cards are high-end cards, and the amount is generally more than 50,000 yuan. Platinum card enjoys special rights and interests, including airport VIP, mileage redemption and emergency support services. , and its application conditions are more stringent.

5. diamond card. The diamond card is one level higher than the platinum card, and the amount is about 6.5438+0 million, so it enjoys more rights and interests.

6. Black card. Black card is the highest-level credit card. Applications are not accepted and can only be handled by invitation. The exact amount is unknown.

Credit card application:

In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.

The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

The application method is generally by filling in a credit card application form, which generally includes the applicant's name, basic information, economic situation or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank.

After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate. A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.