What are the benefits of a CCB credit card with good credit?

Advantages and disadvantages of applying for a credit card:

Advantages:

You can use your credit to overdraft a certain amount Money, as people say, if you don’t have enough money, you can overdraw the money in your credit card. As for whether you can pay in installments, it also depends on whether the merchant of the product you purchased has this activity. Credit cards generally use the money first, and then during the reconciliation period Repay the money within 50 days;

Generally, it is about 50 days. What is particularly important to note is that interest is required for credit card withdrawals, while credit card purchases are interest-free during the interest-free period.

Disadvantages:

If you cannot repay on time during the repayment period, your credit will be stained by the bank and you will be blacklisted. It will be very difficult to get a loan to buy a house or a car in the future;

The interest rate for withdrawing cash from a credit card is very high;

If the credit card does not have a password and is lost, you can wipe out your money if you find it; < /p>

There are two ways to repay credit cards: full amount and minimum repayment amount. It is recommended that I choose the lowest payment amount. What are the benefits of a CCB credit card?

It is difficult to increase the limit of a CCB credit card. CCB is very fond of credit. If you have a CCB credit card worth more than 20,000 yuan, it will be much easier for you to handle business. What are the benefits of jcb construction bank credit card?

JCB: JAPAN CREDIT BUREAU CARD was founded in Japan in 1961. It is one of the top five international credit card brands along with VISA and MasterCard, and is also the only international credit card brand originating from Asia.

With JCB, at least overseas consumption is very convenient, at least it is a dual-currency credit card. What are the benefits of upgrading the CCB credit card to the gold card?

The gold card is always better than the ordinary card, in terms of annual fee policy The annual fee for that year is waived for 3 card swipes in each card-holding year.

The gold card is a status symbol; the basic functions of the gold card and the ordinary card are similar. Gold card holders enjoy more emergency assistance services provided by international organizations than ordinary card holders. For example: the emergency cash limit for domestic gold cards is: 5,000 yuan, and for ordinary cards: 3,000 yuan. Gold card customers can also receive 1 million yuan in aviation accident insurance by using their gold cards to purchase air tickets. What are the benefits of CCB Gold Card?

You can borrow money with a higher overdraft limit. If you are doing business, it will be a great amount of emergency help for you. As long as you have good credit, it is recommended to get one. Useful for you! What are the benefits of Yunnan Construction Bank Credit Card?

All credit cards are used in the same way. Regarding your place, when you place a card, they will give you a list, which will have some discounts and various things. What are the benefits of CCB Platinum Credit Card? CCB Platinum Credit Card has

VIP financial management services

1. CCB Credit Card Center 24/7 VIP dedicated line service

2. Construction Professional financial management service experience at the bank’s national financial management center.

3. Priority queuing service at China Construction Bank outlets

4. Seven major credit card fee reduction services, including: damaged card replacement fee, loss reporting fee, replacement bill fee, and subscription fee Single order handling fee, card express handling fee, transaction SMS reminder fee and over-limit fee.

5. Provide a full-year consumption report every year to review the credit card usage of the previous year from various consumption categories to help you plan your financial management direction for the new year.

6. Earn double consumption points by swiping your card, valid all year round.

Luxury hotel privileges

1. Top hotel groups’ three-for-two or free room upgrade privileges (exclusive for Visa version)

2. National luxury hotel restaurants Exclusive dining privileges

3. Exclusive discounts on selected luxury SPA packages and treatments

Airline business travel services

1. Free access to more than 30 domestic airports throughout the year VIP lounge services

2. Free access to VIP lounge services at more than 600 PriorityPass designated international airports three times a year

3. Discounts on express entry services at global airports

4. International air ticket discounts

High-value insurance package

1. Corporate traffic accident insurance with a maximum insured amount of 20 million yuan. Customers who purchase air tickets by swiping their cards are entitled to aviation accident insurance with a maximum insured amount of up to 20 million yuan, and accident insurance for public transportation (trains, subways, light rails, cars, ships, etc.) with a maximum amount of 1 million yuan.

2. Flight delay insurance with an insurance amount of up to 2,000 yuan and baggage delay insurance with an insurance amount of up to 1,000 yuan

3. Credit card theft loss insurance with an insurance amount of up to 50,000 yuan

Family health care services

1. Unlimited free appointment service for expert outpatient clinics in tertiary hospitals throughout the year

2. Three one-to-one full consultation services throughout the year

3. Unlimited free post-diagnosis visits and health consultation services throughout the year

Private car value-added services

1. Unlimited free 24-hour follow-up visits within a radius of 100 kilometers throughout the year Hourly car roadside assistance and emergency roadside repair services

2. Discounted car rental prices from world-renowned car rental companies

Platinum secretary privileges

1. Travel assistant Services

2. Global catering reservation service

3. Global golf reservation

4. Special event ticket reservation service

5. Global Gifts and luxury goods promotion and procurement services

6. Business services

7. Flower and gift delivery services

8. Business jets, private jets, yachts, and private cars What are the benefits of arranging to upgrade the CCB credit card to the gold card?

First of all, the most significant feature of the platinum card is the high credit limit of the platinum card. The credit limit of the CCB platinum credit card can reach up to 200,000, which is normal. Gold cards or regular cards cannot be compared. At the same time, high credit limits correspond to high fees, and the annual fees for platinum cards are generally higher.

Secondly, another eye-catching feature of the Platinum Card is the VIP treatment it brings. VIP access to banks, free airport transfers, airport VIP lounges, free registration with hospital experts, free annual passes to golf courses, high aviation accident insurance, annual physical examinations and many other benefits that gold cards and ordinary cards do not have.

In addition, the Platinum Card has another relatively less important advantage. The Platinum Card is a status symbol. Generally, the requirements for platinum card approval are relatively high, and the requirements for applicants' income, occupation, assets, etc. are extremely high. In particular, state-owned banks like China Construction Bank have even higher qualification requirements for customers. Therefore, having a platinum card may be a symbol in itself. What are the benefits of CCB Credit Card JOY Standard Platinum Card

Long Card JOY Credit Card UnionPay Standard Platinum Card cardholders can enjoy 10 times of 2-hour parking service for 1 yuan and 3 times of 48-hour parking service at many airports in Beijing, Shanghai, Guangzhou and Shenzhen. Yuan parking service. In terms of annual fees, the annual fee for the main card of the Standard Platinum Card is 580 yuan/card, and the annual fee for the supplementary card is 300 yuan/card. The annual fee for the current year is waived for a total of 10 card purchases and cash withdrawals (no limit on the amount) in each card year.

Cardholders of Dragon Card JOY Credit Card UnionPay Standard Platinum Card can enjoy 10 2-hour parking services for 1 yuan and 3 48-hour parking services for 1 yuan at many airports in Beijing, Shanghai, Guangzhou and Shenzhen. In terms of annual fees, the annual fee for the main card of the Standard Platinum Card is 580 yuan/card, and the annual fee for the supplementary card is 300 yuan/card. The annual fee for the current year is waived for a total of 10 card purchases and cash withdrawals (no limit on the amount) in each card year.

Featured functions and value-added services:

1. Chip transactions are safe and convenient.

2. The best repayment plan, Dragon Card JOY Card launches a minimum repayment ratio of 5% for the first time.

3. Colorful special offers on hot purchases. UnionPay cardholders can enjoy special offers from thousands of merchants across the country on clothing, food, entertainment, travel, shopping, etc. by showing the “hot purchase” logo on the back of the card.

4 Comprehensive travel protection, the standard platinum card can enjoy 5 million yuan of aviation accident insurance, and the gold card can enjoy 1 million yuan of aviation accident insurance; 48 hours before the cardholder reports the loss, overseas fraud, the standard platinum card can Enjoy 20,000 yuan lost card protection service, and gold cards can enjoy 10,000 yuan lost card protection service.

With 5 Dragon Card, you can enjoy real-time transaction SMS service for only 3 yuan per month, and you can enjoy compensation protection of up to 50,000 yuan for fraudulent transactions at home and abroad.

6 wonderful platinum benefits.