Many credit cards can be activated directly through online channels such as online banking, mobile banking and credit card APP. Therefore, as long as customers know the applicant's login password, mobile phone number and other related information, they can help activate.

If there is an applicant's mobile phone card, the user can also use the mobile phone number reserved by the applicant when applying for a credit card by calling the bank's customer service phone, and then report the applicant's ID number, and the staff will verify his identity.

It is worth noting that if the bank requires to sign in person, the applicant must sign in person, and no one else can help sign in person. Online application for credit cards often requires the user's personal signature to activate; Offline credit card applications are usually activated without face-to-face.

Can I withdraw cash after the credit card is activated?

After the credit card is activated, you can normally use functions such as consumption, cash withdrawal and transfer. However, credit cards are limited by the existing credit limit. In general, users can only withdraw 50% of the credit limit at most, and only a few credit cards can withdraw 100% of the credit limit. As for whether the user withdraws cash or swipes the card immediately after the card is activated, this does not affect personal credit.

Credit cards only affect personal credit when they are overdue, and good consumption records and repayment records are conducive to maintaining personal credit.