Under normal circumstances, JD Finance co-branded cards are divided into gold cards and platinum cards. The amount of a gold card is usually between 1-50000 yuan, while the amount of a platinum card will be more than 50000 yuan. The amount of personal JD.COM joint credit card depends on the actual situation. The credit limit of Jingdong Financial Co-branded Card is related to the card type, personal qualification and credit status handled by the cardholder, which is subject to the credit limit finally issued by the issuing bank.

Jingdong Financial Co-branded Credit Card is a credit card jointly launched by JD.COM and major commercial banks, including JD.COM White Bar Co-branded Credit Card and JD.COM City Credit Card. Among them, JD.COM White Bar Co-branded Card can be handled through China Everbright Bank, Bank of Communications, China CITIC Bank, China Merchants Bank, China Bank, Minsheng Bank and Guangfa Bank. There are two kinds of JD Finance co-branded cards: gold card and platinum card, in which the amount of gold card is generally between 1, 000-50,000 yuan, and the amount of platinum card is more than 50,000 yuan. Please refer to the amount granted by the issuing bank for the actual credit card.

Jingdong Financial Co-branded Card Application Conditions:

The applicant of 1 should be a China citizen who has reached the age of 18 to 65 (inclusive) and has full capacity for civil conduct;

When applying for a credit card online, the applicant should fill in the application information form online and ensure that the information filled in is true and accurate;

The applicant has a stable job and income, has the ability to repay the loan, has a good personal credit record and no bad record;

4. The applicant is a real-name user in JD.COM and has no bad record in JD.COM. If the bill is returned in bad faith, the IOU is overdue.

After meeting the above conditions, the applicant can directly apply for the JD Finance Co-branded Card, and the card issuer will decide whether to issue the card and grant the credit line to the account according to the applicant's credit status. After the applicant submits the application materials online, he can check the credit card approval status through the application page of Jingdong Financial Co-branded Card.

At present, there are two kinds of Jingdong Financial Co-branded Cards: White Bar Co-branded Card and City Credit Card. The white joint card is also called "small white card". At present, China Everbright Bank, Bank of Communications, China CITIC Bank, China Merchants Bank, Bank of China, Minsheng Bank and China Guangfa Bank all have small white cards, and users can apply in Jingdong Finance official website. City Credit Card currently cooperates with Changsha Bank, Shengjing Bank, Zhongyuan Bank, Jinshang Bank, HSBC Bank, Shanghai Bank, Guangzhou Bank, Dongguan Bank and Beijing Rural Commercial Bank.