If you choose "all debts are repaid in RMB", you can easily enjoy the automatic repayment service of foreign exchange purchase. If your related repayment transfer-out account is Great Wall Credit Card, the exchange rate is the foreign exchange rate published by China Bank on the day of deduction; If the related repayment transfer-out account is another account, the exchange rate is the foreign exchange rate published by Bank of China on the day before the deduction date.
If it is not necessary to purchase foreign exchange for repayment, select "RMB and foreign currency for repayment respectively" (if the repayment account is current all-in-one, the RMB and foreign currency deduction account can be the same account). We check the balance of repayment account in the order of cash first and then remittance, and deduct the money from the account with sufficient balance first. When none of your associated repayment accounts can repay the agreed amount in full, we will first choose the account with a large balance in the banknote remittance account or remittance account for deduction.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.