What is the general limit of China Construction Bank’s platinum card?
If it is a China Merchants Bank credit card, the maximum limit is:
The limit for a regular card is 3,000 to 10,000 yuan;
The gold card limit is 10,000 to 50,000 yuan;
The platinum credit card limit is generally a fixed limit of 50,000 yuan and a temporary limit that is actively adjusted for you every month;
Unlimited The credit card limit is subject to approval results.
What is the limit of China Construction Bank Dragon Card Platinum Credit Card (debit card)?
The limit of China Construction Bank Dragon Card Platinum Credit Card (credit card) is generally between 50,000 and 5 million yuan.
China Construction Bank credit card (credit card) is divided into regular card, gold card, platinum card and diamond card according to the card level. The limit of a regular card is generally between 1,000-10,000 yuan, that of a gold card is generally between 10,000-50,000 yuan, that of a platinum card is generally between 50,000-200,000 yuan, and that a diamond card can grant a credit limit of up to 5 million yuan.
The limit of a China Construction Bank credit card (debit card) is the credit limit given by the applicant through various evaluations. The evaluation items include: work, credit record, education level and asset status, etc. The better the evaluation item, the higher the credit card (credit card) limit.
What is the limit of China Construction Bank Platinum Card?
There are three types of China Construction Bank Platinum Card. The specific limits are as follows: The limit of China Construction Bank Platinum Credit Card is between 10,000 and 50,000 yuan. The limit of China Construction Bank Platinum Credit Card is between 100,000 and 1 million yuan. The limit of CCB Diamond Platinum Credit Card is between 500,000 and 2 million yuan.
Platinum credit card application conditions: personal annual income of more than 300,000 yuan (inclusive), or personal financial assets in China Construction Bank of more than 500,000 yuan (inclusive), or personal net assets of more than 3 million (inclusive), or recent The effective consumption amount of the Dragon Card owner in one year is more than 100,000 yuan (inclusive). The quota range is: 100,000 to 1 million yuan. Annual fee: main card 3,600 yuan/additional card 2,800 yuan (premium version), main card 1,800 yuan/additional card 1,200 yuan.
China Construction Bank, a deputy ministerial-level unit, is a large state-owned bank managed by the central government. It was established on October 1, 1954. Its head office is located at No. 25 Financial Street, Beijing. China Construction Bank's main business areas include corporate banking, personal banking and treasury services. It has branches and subsidiaries in more than 20 countries and regions, and has subsidiaries in funds, leasing, trusts, life, property insurance and other industries. company. On February 9, 2022, Forbes released the 2022 Global Blockchain Top 50 list, and China Construction Bank was on the list.
China Construction Bank Co., Ltd. is a leading large-scale commercial bank in China, headquartered in Beijing. Its predecessor, China Construction Bank, was established in October 1954. The bank was listed on the Hong Kong Stock Exchange in October 2005 (stock code 939) and on the Shanghai Stock Exchange in September 2007 (stock code 601939). The bank's market capitalization at the end of 2019 was approximately US$217.686 billion, ranking fifth among listed banks in the world. The group ranks second among global banks in terms of Tier 1 capital.
As of 2020, the bank provides customers with comprehensive financial services such as personal banking, corporate banking, investment and financial management. It has 14,912 branches and 347,156 employees, serving hundreds of millions of individual and corporate customers. . It has subsidiaries in many industries such as funds, leasing, trusts, insurance, futures, pensions, and investment banks. Its overseas institutions cover 30 countries and regions, and it has more than 200 overseas institutions at all levels.
Personal housing loan business refers to loans issued by China Construction Bank or China Construction Bank upon entrustment to natural persons who purchase, build, and overhaul various types of houses in cities and towns in mainland China. China Construction Bank's personal housing loan business mainly includes self-operated personal housing loans, that is, personal housing mortgage loans (including personal first-hand housing loans, personal re-trade loan housing loans, that is, second-hand housing loans, personal commercial housing loans, personal housing mortgage loans, etc.) , provident fund personal housing loans and personal housing portfolio loans.
How much is the CCB credit card limit?
The first-time CCB credit card limit ranges from 1,000 to 50,000. It is easier to apply for a China Construction Bank credit card. The first-time credit limit is determined based on the applicant's income and financial status. The general first-time application limit is between 5,000 yuan and 10,000 yuan.
Compared with other industries, it is relatively easy to apply. The application requirements are not too high and there are many application channels.
1. Can I apply for a China Construction Bank credit card online?
Construction Bank credit card can be applied online. The specific method is as follows:
1. Official website application: Log in to the official website of China Construction Bank Credit Card, select the card type you want to apply for, and then fill in the required information for card application. Information is enough.
Operating environment:
Brand model: Lenovo laptop Xiaoxin Air15 Ryzen Edition
System version: Windows11
Browser: Google Chrome browser
Browser version: 87.0.4280.88
2. WeChat application: Follow the China Construction Bank WeChat official account, click "Credit Card" - "Business Processing Hall" - " "Credit Card Application", just click on the page.
Operating environment:
Brand model: iPhone13
System version: iOS15.0
App version: 8.0.16
3. Mobile APP application: Download and log in to the China Construction Bank mobile APP, click "Credit Card" - "I want to apply for a card" - "Credit Card Application" and follow the page operations.
Brand model: iPhone13
System version: iOS15.0
App version: 5.6.3.001
2. China Construction Bank credit card has Annual fee?
1. CCB Credit Card Commercial Card: The annual fee for the gold card is RMB 200, and the annual fee for the regular card is RMB 100.
2. CCB Personal Credit Card: The annual fee for the main card of the gold card is RMB 160, and the annual fee for the supplementary card of the gold card is RMB 80; the annual fee of the main card of the ordinary card is RMB 80, and the annual fee of the ordinary card is RMB 80. The annual card fee is RMB 40.
3. Construction Bank credit card annual fee exemption policy: within the card holding year, if you make 3 purchases with the card each year (no limit on the amount), you will be exempted from the annual fee for that year. If there are less than 3 transactions, the annual fee will be charged at the beginning of the second card holding year.
3. What is the telephone number of China Construction Bank’s credit card?
The customer service hotline of the China Construction Bank Credit Card Center is divided into two categories, namely the China Construction Bank Credit Card Customer Service Hotline and the Construction Bank Credit Card Platinum Hotline. The specific phone numbers are as follows: China Construction Bank Credit Card Customer Service Hotline: Domestic users dial 400-820- 0588; overseas users dial 86-21-3869-0588. China Construction Bank Credit Card Platinum Hotline: 400-888-8858.
That’s it for the introduction of China Construction Bank Platinum Credit Card Limit.