Agricultural Bank Credit Card is a kind of credit card, issued by Agricultural Bank of China, which gives cardholders a certain credit limit, allowing them to repay within the credit limit before spending.

China Agricultural Bank has the functions of cash withdrawal, transfer and settlement, and can enjoy a certain amount of overdraft according to the regulations of the issuing bank.

Advantages and disadvantages of credit cards

Advantages of credit card: credit card payment is convenient and quick to use, and it can be overdrawn in advance, thus reducing the corresponding economic pressure. Credit card users can also enjoy credit card preferential activities.

Disadvantages of credit card: it is easy for people to spend blindly, and overdue repayment by cardholders will also have a negative impact on personal credit information.