A credit card is not required for installment on Taobao. You can directly use Huabei installment. The method is as follows:

1. First, open the Taobao client on your mobile phone.

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2. Then select the product you want to buy on Taobao and click "Go to settlement".

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3. Next, on the page, select "Submit Order" at the bottom right.

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4. Then you can see the "flower" pointed by the red arrow "Bai installment", click to enter.

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5. Next, select the number of installments on the page and click " Confirm".

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6. Next, click "Submit Installment Order" at the bottom right of the page. .

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