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What do you think of modern post-90s overdraft credit cards and online loans? What's going on?

There are many reasons for overdrafting credit cards and getting caught up in online loans. Nowadays, overwhelming advertisements are advocating early consumption. Therefore, there are many people who are not self-disciplined and believe that they can repay the loan, so they pay in advance. Consumption, fundamentally speaking, consuming in advance is not a bad thing. It can improve our quality of life to a certain extent, allowing us to satisfy ourselves and your desires and enjoy the current life, but this is only for self-disciplined people. , but some young people fell into the deep stock market and never recovered.

Nowadays, abundant borrowing platforms make it easy to spend money in advance. This makes people who can’t control themselves spend all their money tomorrow and in the future. But online loans and credit cards are used and must be repaid after all. For most people who cannot repay the loan, they will use loans to finance the loans, or even tear down the east wall to pay for the west wall. For online loans, his interest rates are indeed high and his collection methods are vicious. Try not to touch online loans if nothing happens. It is better to find a job in a down-to-earth manner, use as much money as you have, and develop a good habit of saving money.