The process of cancellation and processing is similar. Take my valid ID card, driver's license, driving license and Huaxia Express debit card to the counter of Huaxia Bank and tell the service staff that you want to close the account, then you can go through the formalities of closing the account with Huaxia Bank etc card.

If you are eager to use etc and don't care about the penalty, you can report the loss and cancel etc directly after 24 hours.

Extended data:

If the ETC card is cancelled in advance, the bank will charge the ETC equipment fee. The ETC regulations of major banks are as follows:

1. Bank of China requires ETC to be used for 2 years, otherwise OBU (electronic tag) equipment fees will be charged from 400 yuan;

2. Huaxia Bank's ETC debit card needs to bear the cost of 300 yuan electronic tag after less than 2 years of use;

3. According to the regulations of Bank of Communications, if the ETC vehicle-mounted equipment is cancelled or the Pacific card ETC business agreement is terminated within 5 years, a penalty of 150 yuan will be charged;

4. Postal Savings Bank charges 130 yuan equipment fee for users who have used ETC for less than 3 years;

5. CITIC Bank will charge users who cancel the ETC agreement within 2 years for the cost of electronic tags.