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Can I swipe my credit card on the expressway?

Can I pay highway tolls with a Bank of Communications credit card?

No, only expressway-specific ETC credit cards are acceptable. If not, you can go to the bank to apply for one.

Conditions

1. The car owner’s valid ID card and The original and copy of the driving license (non-car owners must also bring the valid ID of the agent). The copy of the driving license needs to be a copy of the page stamped with the latest annual inspection;

2. Credit card Application form, this credit card is used to bind the ETC card. After getting the credit card, you can go to the designated postal outlet to receive and install the ETC vehicle-mounted equipment for free with the POS slip by swiping the card twice, without any fees;

3 , aged 18 to 60 years old;

4. Have a car in your own name.

The process is as follows:

1. The original and copy of the car owner’s valid ID and driving license must be provided (non-car owners must also bring the valid ID of their agent), and drive A copy of the certificate needs to be copied to the page with the latest annual inspection;

2. Fill out a credit card application form. The credit card is used to bind the ETC card. After getting the credit card, swipe the card twice to verify With POS order, you can go to designated outlets to collect and install ETC on-board equipment (OBU) for free, and no fees will be charged;

3. If the car owner already has a credit card and wants to use it to bind the ETC function, I'm sorry, this It does not fall within the scope of this free gift of equipment, so even if you have a credit card, if you want to get OBU equipment for free, you still need to apply for a new credit card. The original card and the new card have a limited quota. Of course, you can also cancel it. The original credit card will only be used with the new card;

4. If the car owner has a savings card and wants to bind the ETC function, according to the requirements of the transportation department, a certain amount of deposit must be frozen, and the equipment will not be given away for free.

Can etc be used as a credit card?

ETC credit card can be used as a bank card. If you apply for an ETC savings card, it cannot be used as a bank card.

1. ETC credit card is a functional credit card, which is issued by the bank for a single purpose and field. Banks such as Agricultural Bank of China, Industrial and Commercial Bank of China, China Construction Bank, Guangfa Bank, and Bank of China have all issued this card. The functions are similar, but the discounts are different.

2. ETC credit card is a co-branded credit card with both ETC function and credit card function, so it has all the financial functions of a standard credit card, including card consumption, cash withdrawal, installment payment, and repayment methods are also the same, and you can self-service Deposit and withdraw money from cash machines.

Extended information

Preferential policies for ETC credit cards of various banks:

1. Agricultural Bank of China ETC car owner credit cards can park at MTC highways in networked provinces and cities across the country. Channels and ETC non-parking channels enable electronic payment. This card adopts the "pass first, pay later" method. The toll is automatically deducted from the Agricultural Bank of China ETC credit card, and there is no need to deposit cash in advance.

2. Bank of China’s ETC does not need to be recharged, and free OBU equipment is provided. As long as the user holds a Bank of China ETC credit card, the toll fee will be deducted directly from the credit card, and the user can enjoy interest-free for up to 50 days.

3. CCB ETC car and truck owners can enjoy points-based discounts on oil changes, preferential car wash services, free roadside assistance, Sinopec 1 refueling discounts, ETC and other functional rights. Vehicles are equipped with OBU electronic tags to realize non-stop toll collection in ETC lanes of national networked highways.