Because the business processes of credit cards and debit cards are completely different,
Debit cards have an account bank because they need to be brought in by branches before they can be issued. When a branch receives a debit card, it will restrict the card issuer, and the card issuer will also set up a bank to open the card.
However, the approval, business card printing and issuance of credit cards are all issued in a unified way, which is audited by the department designated by the head office. After passing, the credit card will be issued by the unified business card printing center, so we will see that the credit card is sent directly, rather than directly collected at the outlet. His fees are only divided into local and inter-bank, domestic and overseas, and there is no so-called off-site
Because there is no business card printing and card issuing institution at the sub-branch level, and there is no link for the sub-branch to set up a card issuing institution, there are only accepting banks and no account opening banks for credit cards.