At present, most domestic bank card networking services are done by UnionPay, and domestic bank cards basically have the word "UnionPay".
Visa is the largest credit card organization in the world. It's a good idea to choose a foreign V card.
On the whole, applying for the dual-currency international credit card of UnionPay ++VISA can flexibly choose different routes in different environments and settle in RMB or USD.
I think your question is not what kind of card to apply for, but which bank is willing to issue it to you. It is difficult for college students to apply for dual-currency international cards. Generally, only the following two qualified college students can play:
1] You are 2 1 1 sophomore and above.
2] You are rich and have money in the bank.
3) Your university has a cooperation agreement with a bank.