Fill in the commonly used mobile phone number, and be sure to answer it in time when contacting the bank for review. Generally, you don't need a fixed telephone, but it's best to write a description with a home telephone, which has a high stability of family income.

Highly educated is definitely a plus item for banks. Normal undergraduate and above can also improve their academic qualifications through distance education or night university after work. The quality of the unit determines the score of this item. The nature of work of civil servants, institutions, state-owned enterprises, top 500 units and listed companies is relatively stable, and the chances of applying for large sums are relatively large.

On the basis of honesty and trustworthiness, try to include all income, including pre-tax salary, five insurances and one gold, company subsidies, holiday benefits, birthday red envelopes and company bonuses. After all, it's all part-time income.

Extended data:

Matters needing attention in applying for a credit card:

1. Pay attention to the charging standard of credit card annual fee and the rules of annual fee exemption.

2. Pay attention to choosing the right bank to handle credit cards. Each bank's credit card withdrawal fee and cash installment fee are different, so be clear when handling it.

3. Apply for a suitable credit card as needed. For example, credit cards such as MasterCard and VISA cannot be swiped on UnionPay POS machines. UnionPay single-currency card or UnionPay dual-currency card is used with other currencies in China.

4. Pay attention to the preferential rules and points rules of credit cards.

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