There are real objects. Cardholders can log in to the Hua Xia Bank Credit Card website, and then enter the credit card points mall (/mall/ui/giftIndex.action). After selecting their favorite gifts in the points mall, click Redeem Now. After submitting personal information, the redemption can be completed.

1. Points system refers to providing enterprises with a mature membership points system and rich membership point card system services, and providing membership stored value point system applications and membership point card marketing solutions. The membership stored value point system supports various membership card services, the setting of membership card points rules and the setting of member stored value point combinations, making it convenient for enterprises to customize various membership card points marketing plans. Enterprises can carry out various member points management plans based on members' consumption time and stores, or according to the type of membership card, goods consumed, etc., and customize various points rules for use. At the same time, the front-end member points management system can record points and redeem points for members in real time according to the preset points rules in the points card system. The member stored value point system provides members with a wealth of marketing activities to satisfy the needs of large and small enterprises. Implementation of customized marketing plans.

2. With the care and support of Deng Xiaoping, the chief architect of reform and opening up, Hua Xia Bank was established in Beijing in October 1992. In March 1995, it implemented joint-stock reform; in September 2003, it issued shares for the first time and was listed for trading (stock code: 600015), becoming the fifth listed bank in the country. As of the first half of 2019, total assets reached 3.02 trillion yuan, total loans were 1.78 trillion yuan, and total deposits were 1.68 trillion yuan. It has established 42 first-level branches and 68 second-level branches in 110 cities at or above the prefecture level across the country, with a total of 1,017 business outlets and nearly 40,000 employees, forming an institutional system that "based on economically developed cities and radiates across the country" . It has established 1,330 domestic and overseas agency banks, covering 334 cities in 102 countries and regions on five continents, and established a settlement network covering major trade areas around the world. In the ranking of the world's 1,000 banks by The Banker in the UK in July 2019, Hua Xia Bank ranked 56th in the world in terms of tier one capital and 67th in the world in terms of asset size, improving 9 and 3 places respectively from the previous year. In the 2019 list of the world's top 2000 listed companies by Forbes magazine, Hua Xia Bank ranked 265th, an increase of 24 places from the previous year.