If you are rejected, you should first check whether there is a local Bank of Communications outlet. If not, the application will also be rejected. It is recommended to choose another bank to apply for a credit card.

Generally speaking, credit cards are rejected for three reasons:

The category reason is the applicant's basic information reason, such as 18 years of age, occupation is a restricted area for bank credit cards, information is not detailed, and salary information is not detailed.

The second reason is the applicant's credit information, such as repeated application, unstable work, poor credit record and poor contact with the applicant.

The third category is other reasons, such as the contact person is unaware or unwilling to be a contact person, the applicant's health reasons, and the contact person's requirements are unqualified.

If the credit card application is rejected, the application conditions have not changed, and the probability of passing the application in a short time is very low. If the application is repeated within three months, 90% will be rejected. Of course, it also depends on the reasons for being rejected before. If the reason for rejection is objective and changeable, such as the applicant can't get in touch (you didn't receive the phone call), then the chance of passing will be relatively greater. However, Bian Xiao still suggested to apply again after three months.