Now many banks, basically every one, will issue this credit card, except for some online merchant banks. Because credit cards can increase the flow of banks, make their performance more beautiful, and also increase their liquidity, many banks will achieve their own performance and expand their scale by using credit cards to lock in certain user groups.
nowadays, no matter the central bank, local banks or commercial banks, they will develop credit cards and provide them to consumers, and at the same time, they will also have certain benefits or even free annual fees. In fact, the purpose is to obtain users, cash flow and capital flow. Because these funds are flowing in their credit cards, there will naturally be some idle funds, which will bring them some funds, and their credit cards always need to apply for their bank cards for repayment, which is also a means to attract consumers to use their bank cards.
Basically, all the banks we can see in the local area will handle credit cards. For example, we have Agricultural Bank, Postal Bank, China Construction Bank, Industrial and Commercial Bank of China, and this Guishang Bank all promote credit cards, and even go to the bank to handle credit cards. It's just that I don't use a credit card myself, because I don't think it's easy to spend money in the future. The only thing that hurts us in the future is the present, so it's safer to live within our means, invest according to our own strength and spend money according to our own strength.
some friends around me just use credit cards every month, and as a result, they have to pay back a bill of the credit card after paying their wages every month. After paying off the credit card bill, I don't have any money on me, and I have to continue to swipe my credit card, forming a vicious circle, which is really bad.