When I was very young, my parents taught me to live within my means and not to live beyond my means. And this concept is deeply imprinted in my mind. Now I am a parent, and that's how I educate my children. Sometimes we can't be free from our own desires. Some things are what we need, and some are dispensable. At this time, it is necessary to live in a planned way, instead of meeting the children's requirements without restraint.
This will only give children the illusion that it is easy to make money, and there is no need to worry about the source of money. Then slowly, he will have no idea about money, and even use the money that does not belong to him in the credit card to spend in advance and predict the future money, which will make his future life fall into a vicious circle. Therefore, as a parent, I absolutely don't support children's use of credit cards and overdrafts.
If this really happens in children's lives, I will pay off their credit card accounts as soon as possible, because everyone makes mistakes. We should allow them to make mistakes, but we should also let them correct them. If they overdraw by credit card for the second time, as a parent, I will never pay back his credit card account this time. Let him find a way to do it himself, whether it's work-study program or selling his toys and favorite things to raise money. In short,
Sometimes we must distinguish between what kind of behavior is to love children and what kind of behavior is harmful to children. Only by letting children know what they can't do will it do great harm to their later life and let them take a good life path in the future.