Tips: If your card needs to pay an annual fee, it is recommended that you continue to use the card and cancel it after reaching the annual fee reduction standard.
Extended data:
Account cancellation refers to the abbreviation of canceling the bank account of the account opening unit. If it is necessary to cancel the bank account due to the cancellation, merger or relocation of the institution, the cancellation procedures shall be handled with the bank where the account is opened.
When the unit cancels the account, it must check the balance of the deposit (loan) account with the bank, and then settle the deposit (loan) balance with the relevant documents issued by the unit, and return all kinds of blank and important documents.
References:
China Industrial and Commercial Bank-Credit Card Account Cancellation Method