Photos of the front and back of the ID card cannot be used to apply for a credit card.

For credit card applications, you must use your original ID card and other supporting materials to be eligible to apply for a credit card. When bank staff review the materials submitted by the applicant, they need to read the applicant's personal information on the card reader to confirm the authenticity of the information. If there are only photos of the front and back of the ID card, the staff cannot read the applicant's personal information. Because the photos are suspected of being fake, there is a certain risk if a credit card is issued to the applicant, so the front and back photos cannot be used to apply for a credit card.

According to bank regulations, only those who are between 18 and 70 years old and have full capacity for civil conduct can apply for a credit card.

Credit card application process:

1. Fill in the application form;

2. Give the bank your own information and a copy;

3. The bank sends it to the credit card center;

4. The credit card center reviews, prints and issues the card;

5. After getting the card, open it and wait for the password letter.

The following conditions are required to apply for a credit card:

(1) Documents that must be provided

1. Identity documents

Domestic residents: Apply A copy of personal identification or military officer’s ID card.

Overseas residents: (A and B must be provided at the same time) A. Hong Kong and Macao residents should provide a copy of their return home certificate, Taiwan residents should provide a copy of their pass, and other foreigners should provide a copy of their passport. B. Copy of domestic residence permit or temporary residence certificate

2. Work certificate and income certificate documents

A. Work certificate: copy of work permit or work identification card or stamped with the official seal of the unit Original employment certificate.

B. Income certification documents: salary records issued by banks in the past three months (copies of salary card statements) or copies of personal income tax withholding vouchers or original income certificates issued by the unit.

(2) Other supporting documents (please provide as much as possible to help increase your credit limit)

Academic qualifications, professional titles, professional qualification certificates, self-owned real estate certificates, and self-owned car driving licenses , a copy of the bank's time deposit receipt, any original receipt for the telephone, water, electricity, and gas bills of the current place of residence in the past three months, and other bank credit card certification documents (the originals of the last three statements), etc.