1. Can Ping An Bank credit card be used to obtain a loan to buy a car?
1. Ping An Credit Card cannot be used to obtain a loan to buy a car, but you can try to apply for installment repayment after swiping the card for consumption. You can then log in Ping An Pocket Bank APP-Credit Card-More-Instalment Loan, learn more and try to apply. 2. If you need a loan to buy a car, you can consider a loan from Ping An Bank. The conditions for applying for a car mortgage loan from our bank are as follows: ① There is a car loan branch of our bank in the city where you buy the car; ② You are over 18 years old and the loan period is not more than the age of the borrower. 70 years old; ③ Must provide legal and valid identity documents; ④ No bad credit record; ⑤ Have stable legal income or personal legal assets sufficient to repay the principal and interest of the loan; ⑥ People from China, Hong Kong, Macao and Taiwan and foreigners must comply with the national and local government Department regulations. If necessary, you can log in to Ping An Pocket Bank APP-Home Page-Loans-Car Loans to learn more and try to apply.
2. Is it possible to repay the car loan without using a designated bank card?
The car owner’s bank card is required to repay the car loan.
To repay a vehicle loan, you need to provide a bank card in the name of the car owner. This bank card will be used as a repayment card, so it is not allowed to provide a bank card in the name of someone else to repay the vehicle loan.
But when repaying a vehicle loan, you can transfer the money from other people's bank cards to the vehicle loan repayment card, and then the bank will deduct the vehicle loan from the repayment card. The bank only requires The repayment card contains the repayment amount that is enough to be deducted for the current month. The bank does not care where the money comes from.
3. I bought a car loan with a Ping An Bank credit card worth RMB 50,000 and now I want to pay it off in one lump sum.
You need to contact the credit card service center of Ping An Bank and there will be no problem with the calculation. of. The loan balance interest rate period.