We know that credit card is a very good overdraft tool. Not only can you enjoy the bank's long interest-free period, but you can also participate in the bank's preferential activities. So can I apply for more credit cards? How many credit cards should I apply for? Let’s take a look. How many credit cards should I apply for? At present, banks do not have strict regulations on the number of credit cards that applicants can apply for. Applicants can apply for as many credit cards as they want. Applying for more credit cards will help with daily capital turnover, but if you apply for too many, cardholders will easily spend blindly, and many credit cards have annual fees. If you do not meet the bank's exemption conditions, multiple credit cards will The annual fee for a credit card is not small. Moreover, the use of multiple credit cards may leave bad records if the cardholder uses the card carelessly, thus affecting future loans. Therefore, the benefits of applying for multiple credit cards will also bring many disadvantages. As a consumer, you should decide how many to apply for based on your needs. People with low incomes can usually apply for just one card. If they often need capital turnover, they can apply for a few more cards. Anyway. The number of credit cards you apply for mainly depends on the individual. It may be good for some people, but not good for others. Everyone handles it rationally based on their own needs.