In general, the penalty for credit card repayment collected by Bank of China will have an impact on personal credit information. It is suggested to maintain good credit card habits and repay the credit card arrears of Bank of China on schedule in the future. As time goes by, personal credit information records will be continuously refreshed and improved with your good credit card use records. If you need to know your specific credit record, it is recommended that you apply to the credit management department of the People's Bank of China with your ID card, or log on to the website of the Credit Information Center of the People's Bank of China for inquiry.

The above contents are for your reference. Please refer to the actual business regulations.

if you have any questions, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to consult and handle related business.