In principle, no.

There are two terms in the cash installment agreement: Cardholders should use the funds obtained through cash installment according to the purposes agreed with CCB, including household durable goods consumption, travel consumption, home decoration, and student aid. Further education, medical care, etc.

The cardholder promises to cooperate with CCB to verify whether the loan fund payment meets the agreed purpose through account analysis, voucher inspection or on-site investigation.

If the cardholder fails to use the loan according to the application purpose or cannot provide proof of fund use as required, CCB has the right to require the cardholder to repay all remaining cash installment arrears in advance, including but not limited to this All repayable amounts such as deposits, handling fees, interest, late payment fees, etc. shall be repaid. At the same time, the cardholder shall pay liquidated damages to CCB. The calculation method of liquidated damages is: cash installment transaction principal * number of days from the installment transaction date to the date of settlement of all arrears. *0.5‰, CCB has the right to charge it to the credit card used by the cardholder to apply for cash installment.

The purposes permitted by the bank do not include stock trading. Once the bank inquires about your purpose, it may require you to pay it back in one lump sum. It is recommended that this amount be used for purposes permitted by the bank.