Friends who love listening to music are in luck. Shanghai Pudong Development Bank and NetEase Cloud Music have launched a joint credit card. When you apply for the card, you can enjoy NetEase Cloud Music vinyl VIP membership. Interested friends can pay attention. If you want to apply for a card, it is best to first understand the charges of this credit card, such as the annual fee, whether there are other fees, etc.

What is the annual fee for the Pufa NetEase Cloud Music co-branded card?

The annual fee of ordinary credit cards is closely related to the card level, but Pudong Development Bank has been taking a high-end route recently, launching credit cards above the white card level, such as the Pudong Development Bank NetEase Cloud Music co-branded card. Although it is a platinum card, it is actually just a small platinum card and does not enjoy the high-end service rights of the UnionPay platinum card. Therefore, Shanghai Pudong Development Bank simply waives the annual fee for the credit card.

Therefore, we can regard the Pudong Development NetEase Cloud Music Co-branded Card as a platinum card with no annual fee, which will not incur an annual fee during the validity period of the card.

At present, the validity period of Shanghai Pudong Development Bank credit cards is generally 5-8 years. The validity period of different types of credit cards is different. The specific validity period can be calculated from the two sets of numbers on the front of the credit card, for example: 12 under the card number. /22-12/30, that is, the card will be issued in December 2022 and will expire at the end of December 2030.

Other fees for the Pudong Development Bank NetEase Cloud Music Co-branded Card:

Except for the annual fee, the loss report fee and card replacement fee for the Pudong Development Bank NetEase Cloud Music Co-branded Card are waived. If it is accidentally lost, For credit cards, you don’t have to worry about being charged a fee when you report the loss, but the credit card number and the three numbers on the back will change after you report the loss.

If you want to use this credit card to withdraw cash, you must be prepared to pay a handling fee. That is, from the date of withdrawal, an interest of 0.5% will be charged daily based on the cash withdrawal amount, and you will also need to pay a cash withdrawal handling fee. , the fee is 2% of the amount of each cash withdrawal in RMB, with a minimum of 20 yuan; and 2% of the amount of each withdrawal in US dollars, with a minimum of 2 US dollars.