Will the automatic receipt of credit cards affect the credit investigation?

Yes.

the suspension of bank credit cards will affect personal credit. Generally speaking, when the issuing bank decides to stop using a card, it is mostly due to the overdue period of this bank credit card.

As long as a bank credit card has a loans overdue, it will directly affect the personal credit report of the cardholder, so the suspension of the bank credit card will directly affect the personal credit report. Users must make sure that the bank card they want to apply for has not borrowed money, and then call the online customer service hotline of the bank credit card on the opposite side of the credit card.

Is ICBC's credit card receipt equal to account cancellation?

It is the card cancellation. ICBC's calling 95588 or the "account cancellation" at the counter for the first time is not the real account cancellation, but the card receipt; Then 45 days later, you have to go to the counter to cancel the account again, or wait for him to cancel the account automatically after one year. After receiving the card, you don't go to the counter to cancel it, or within one year after receiving the card, you can call 95588 to ask for recovery.

You can go to any outlet to cancel the peony card one month after receiving the card, and the business code is 315. Only when the status of ICBC's credit card becomes "invalid card", it will complete the real card cancellation.

ICBC's credit card is the credit card with the highest circulation in China. At present, ICBC's credit cards mainly include: Peony International Credit Card, Peony Credit Card and Peony Credit Card; According to the brand of ICBC credit card, it is divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.

Peony quasi-credit card is a quasi-credit card issued by China Industrial and Commercial Bank, where the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. Peony quasi-credit card can be used for settlement in RMB at UnionPay acceptance points in China and Hong Kong, Macao, Thailand, South Korea, Singapore and other regions, and has the functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on. This peony quasi-credit card is a quasi-credit card with China characteristics, which has no precedent in other countries in the world. The emergence of this quasi-credit card is a reflection of the imperfect credit system in China. Peony quasi-credit card has stopped issuing. The peony credit card and peony international credit card that really meet the needs of the public are the development direction.

1. Peony International Credit Card

Peony International Credit Card is a credit card product with international standards launched by China Industrial and Commercial Bank. International cards are commonly used at home and abroad, and are settled in RMB and a certain designation. Peony International Card adopts the circulating credit transaction method, which overdraws the consumption within the credit limit. If it is repaid in full before the due repayment date, it can enjoy the interest-free repayment discount. The card is universal.

2. Peony Credit Card

Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which gives cardholders a certain credit limit and allows them to spend first and then repay. The credit card adopts the circulating credit transaction method, which overdraws the consumption within the credit limit. If it is fully repaid before the due repayment date, it can enjoy the interest-free repayment discount. Peony credit card can be used in China and UnionPay acceptance points in Hong Kong, Macao, Thailand, South Korea, Singapore and other regions, and it is settled in RMB, with the functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on.

3. Peony Credit Card

Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which is limited to RMB credit cards used in the People's Republic of China. Settlement in RMB, with credit consumption, transfer settlement, cash deposit and withdrawal and other functions. Peony credit cards are divided into business cards and personal cards according to different issuers; According to different credit grades, it is divided into gold card and ordinary card.

the credit card didn't arrive, but the mobile phone shows that the card has been received and used?

in this case, it is suggested to contact the bank as soon as possible, and the bank will lock your card and give you a certain solution.

but, in other words, did you do the card yourself? Because when you receive a credit card, you can only activate it after checking that your card information is correct, and you can't just open the card when you receive it casually. Therefore, if you are looking for an agent, you will have to bear the economic losses.

ICBC's credit card has been processed and activated after receiving the card

ICBC's credit card application process

An ICBC credit card needs to go through such a process from the application to the arrival of the customer. The applicant first chooses the card type to apply for and reads the consent agreement, then fills out the card application form and submits relevant identity information and copies to the bank. The bank will send the materials to the credit card center, and the card center will check the applicant's identity. After passing, a business card printing data file will be generated and sent to the business card printing center. Generally, it takes 3 working days for ICBC to make a business card. After the ICBC credit card has been made, the bank will mail it to the applicant by registered mail.

three ways to activate the credit card

after receiving the credit card, it is not immediately available, and the cardholder needs to activate the card. There are three main ways to activate the ICBC credit card:

1. official website activates

Log in to ICBC credit card official website and enter Peony Card Activation under "Bank Card Service". Input, card validity period, cardholder's name, certificate number and other related information, then click the OK button, and finally set the credit card password and confirm it to complete the ICBC credit card opening.

second, customer service telephone self-service activation

the cardholder uses the telephone number and mobile phone number filled in when applying for a credit card to access the ICBC customer service hotline to open the card. Enter personal information such as credit card and valid certificate (ID card) number according to the voice prompt, and you can successfully open the card after completing the identity verification. After opening the card, you can set the consumption password.

Third, the counter of the bank outlet is activated

ICBC credit card has been made, which means that you successfully applied for the card and received the card. If you need a credit card, you can click on the credit card entrance at any time. Here is the most complete credit card family photo.

This is the end of the introduction about the received credit card and whether the received credit card can still be used. I wonder if you found the information you need from it?