ABC credit card points rules

ABC credit card points rules are as follows:

1. Individual customer points can be accumulated for consumer transactions completed with China Agricultural Bank's bank card, and one point can be accumulated for each RMB 5 yuan spent by debit card, and points less than 5 yuan are not counted, and a maximum of 3 points can be accumulated for a single transaction. Credit cards accumulate 1 point for every RMB spent in 1 yuan, 6 points for every USD spent and 8 points for every EUR spent.

2. The cardholder can accumulate up to 3 points for spending with the following designated merchants (subject to the merchant category code), and up to 3 points for the same account every month.

1. Accumulated points are not allowed for the following items

1. Annual bank card fees, interest and liquidated damages, handling fees and other fees charged according to the Articles of Association of Agricultural Bank of China Jinsui Debit Card, Articles of Association of Agricultural Bank of China Jinsui Credit Card and the Contract for Collecting Jinsui Credit Card of Agricultural Bank of China (Personal Card).

2. The consumption completed by bank card holders in special types of merchants includes but not limited to real estate, wholesale, sales of various motor vehicles, aircraft and their spare parts, leasing and maintenance, fuel sales, automatic fuel vending machines, public utilities, government services, tax payment, withholding, charity and social welfare, medical institutions, schools, child care, agricultural services, contracting services and gardening. ”。

3. Cash advance by credit card, cash withdrawal by overdraft, etc.

4. Other projects specified by China Agricultural Bank. The information in this merchant list will be adjusted from time to time. Please refer to the information published on the website of Agricultural Bank of China. Points cannot be transferred to other cardholders or any third party.

5. the points of the main card and the supplementary card of the same account are combined in the main card account, that is, the account-level points balance.

6. The account-level integral balance of different accounts under the same cardholder's name is added up, that is, the customer-level integral balance can be automatically combined when applying for some redemption items. The points of aviation co-branded cards such as Jinsui HNA Co-branded Card, China Eastern Airlines Co-branded Credit Card and Jixiang Airlines Co-branded IC Credit Card are all automatically converted into airline miles, and they do not participate in the consolidation of customer-level points.

7. When the credit card holder cancels the account, if there are other normal credit cards (except aviation co-branded cards such as Jinsui HNA Co-branded Card), the points in the cancelled account will remain in the cardholder's name. If there are no other credit cards, the points in the cancelled account will be cleared. Debit card holders cancel their accounts, and the points in the accounts are automatically cleared.

8. The Bank will carry out other bonus points activities from time to time, subject to the rules announced in the activities. If the cardholder's consumption meets the conditions of two or more reward activities at the same time, the points will be accumulated according to the highest reward multiple. At the same time, the cumulative upper limit of single and monthly points in designated types of merchants will not change due to reward points activities.

9. if the merchant category code does not match the actual category of the merchant, please consult the merchant and the acquiring institution (that is, the bank where the POS machine is deployed or other relevant institutions). Therefore, we will not be responsible for the impact on the accumulation of points.

1. if the money is refunded for any reason, such as return of goods, disputes over purchase orders, or transactions that are deemed by our bank to be untrue, such as cash withdrawal and fraud (including transactions that should not be given points due to merchants' failure to install credit card POS machines in accordance with the regulations of China UnionPay), our bank will deduct the points originally obtained through this transaction. If the balance of points is insufficient during deduction, negative points will be generated in the account to which the original transaction belongs. After negative points appear, the cardholder needs to offset them through the accumulated points of consumption in this account. Account with negative integral balance cannot be closed.

11. The cardholder is suspected of using unreal transactions to obtain points, and the Bank has the right to require the cardholder to provide materials such as invoices and purchase vouchers for consumer transactions to verify the authenticity of the transactions; If the cardholder is unable to submit relevant materials, the Bank has the right to withhold payment. Once it is verified that the cardholder has obtained points exchange arbitrage for an untrue transaction, the Bank reserves the right to further recourse besides taking measures such as freezing points, clearing, freezing cards and canceling cards. If the above acts may constitute a crime, the Bank has the right to report the case to the public security organ and provide relevant materials and information to the judicial organ.

II. Credit Card Points Rules of Agricultural Bank of China

Cardholders can exchange individual customer points for corresponding feedback items according to the points exchange standard of Agricultural Bank of China, and the application for points exchange is limited to the main cardholder.

1. Points redemption for featured cards: All account-level points of aviation co-branded cards such as Jinsui HNA Co-branded Card are automatically converted into airline miles, and no other points redemption activities are allowed.

2. redemption of integral gifts: customers can apply for redemption of integral gifts through credit cards, and the customer-level integral balance will be deducted for regular integral gifts, annual fees and other redemption items. Gifts in Pleasant Goat Co-branded Card and Beautiful Upgrade Mom Card are only available for the corresponding cardholders to apply for redemption.

3. The specific redemption rules for points consumption and other points redemption items are subject to the latest announcement or catalogue of points redemption activities at that time.

4. Customer-level points deduction does not distinguish between debit and credit card accounts, and the points with the earliest entry year will be deducted first.

5. the cardholder must have enough available points to exchange for redemption items. If the points are insufficient, the gift exchange application will be cancelled automatically.

6. Once the redemption application is submitted, it will not be changed or cancelled, and the required points will be deducted from the cardholder's account. Unless the gift is damaged or missing during delivery or the gift itself has quality defects, it is not allowed to be returned.

7. When the cardholder applies for redemption, it is deemed that he agrees to use personal data such as communication and mailing for the distribution of gift suppliers.

8. if the name of the gift submitted in the redemption application is inconsistent with the redemption number, the redemption number shall prevail.

How to accumulate points with Agricultural Bank of China Credit Card

The ways to accumulate points with Agricultural Bank of China Credit Card are as follows:

1. Cardholders can accumulate 1 point when they spend RMB 1 yuan in cooperative merchants with China Agricultural Bank Credit Card, 6 points when they spend USD 1, and 8 points when they spend EUR 1.

2. The cardholder can accumulate up to 3 points in a single transaction and up to 3, points in the same account every month when spending in a specified type of merchant.

For more information about how to accumulate points with ABC credit cards, go to: See more

What are the rules for ABC points in p>221?

Hello, credit card points rules of Agricultural Bank of China:

1. The credit card of Agricultural Bank of China accumulates 1 point for every 1 yuan RMB spent and 8 points for every US dollar spent;

2. Multiple credit card points of Agricultural Bank credit card under the same cardholder's name can be merged; The points of the main card and the supplementary card can be combined.

What's the use of ABC points?

1. Redemption of special card points: All account-level points of aviation co-branded cards such as Jinsui HNA Co-branded Card are automatically converted into airline miles, and no other points are exchanged.

2. Gift redemption: customers can apply for redemption of integral gifts through credit cards, and the customer-level integral balance will be deducted for regular integral gifts, annual fees and other redemption items. (Pleasant Goat Co-branded Card and Beautiful Upgrade Mom Card are only available to the corresponding cardholders for redemption)

3. Points draw: Points can be drawn in integral mall, such as objects or coupons, for example, someone nearby has won Huawei b5 bracelet, and the points can also be deducted from the consumption amount.

4. finally, the specific redemption rules for points consumption and other points redemption items shall be subject to the latest points activity announcement or catalogue at the time of redemption.

: 1. What is Agricultural Bank

Agricultural Bank of China (ABC) was established in 1951, and its head office is located at No.69 Jianguomen Inner Street. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. Agricultural Bank of China is an important part of China's financial system. It provides various products and services for corporate banks and retail banks, and conducts financial market business and asset management business. Its business scope also covers investment banking, fund management, financial leasing, life insurance and other fields.

in February 217, brand finance released the list of the top 5 global brands in 217, and China Agricultural Bank ranked 34th. In July 218, Banker Magazine published the list of the top 1 global banks in 218, and Agricultural Bank of China ranked fourth. In 218, Fortune Global 5 ranked 4th. In December 218, the World Brand Lab released the list of the top 5 world brands in 218, and the Agricultural Bank of China ranked 34th. On July 22nd, 219, the Fortune Global 5 list was released, and China Agricultural Bank ranked 36th. In November 219, the Belt and Road Initiative ranked 44th in the list of the top 1 enterprises in China. In December 219, China Agricultural Bank was selected as one of the top 1 brands in 219 China Brand Power Festival. On December 18th, 219, People's Daily ranked 43rd in the Top 1 China Brand Development Index. On January 4, 22, it won the 22 Financial Evergreen Award "Contribution Award for Sustainable Development".

how to calculate the credit card points of ABC? Introduction of ABC's integral rules

With the continuous development of ABC's business, more and more people have applied for ABC's credit cards. However, many people don't know much about some information about credit cards, such as how to calculate the points of agricultural bank credit cards, and some people don't know. I will answer your questions today.

credit card points rules of Agricultural Bank of China

1. Cardholders can accumulate 1 point every time they use the Agricultural Bank of China credit card to spend RMB in 1 yuan, 6 points every time they spend USD 1, and 8 points every time they spend EUR 1.

2. The cumulative limit of a user's single transaction is 3 points, and each user can accumulate up to 3 points per month.

3. Consumption in real estate, automobile and other industries or wholesale consumption, as well as payment in public institutions, medical institutions, schools and other places, as well as tax payment, payment of annual fees, interest, liquidated damages, withholding, etc. are not counted as points.

The validity period of credit card points of Agricultural Bank of China is three years, and friends who want to exchange credit card points for gifts within the validity period can do so in the following three ways.

1. Customer service telephone application

You can call the customer service hotline of Agricultural Bank of China at 95599 or 4-669-5599 to apply to the customer service staff for exchanging credit card points for gifts.

second, SMS application

you can edit the SMS "CCJFDH# last four digits # gift number (4 digits) # redemption quantity (2 digits)" with the mobile phone number registered when handling the ABC credit card and send it to 16995599 to submit an application for redemption of points.

Third, online banking application

Users who have opened the personal online banking of the Agricultural Bank of China can log in to the online banking of the Agricultural Bank of China to exchange points for gifts.

The above is the summary of the points rules of Agricultural Bank of China. The points of Agricultural Bank of China's credit card are valid for only three years, so friends who want to exchange points for gifts should pay attention to a time limit. You can apply for redemption of points by adopting the above three methods.

Let's stop talking about how to calculate credit card points of Agricultural Bank of China.