If the two cards are of different card types and card numbers, and it is necessary to cancel the old card, you must first pay off the arrears in the old card, and then you can call the customer service hotline to return the card.

If two cards are the same card number (it is best to change the card if it is damaged, change the card if it expires, etc. ), there is no cancellation problem. After the new card is received and opened, the account will be automatically transferred to the new card.