Frequent use of credit cards for small amounts, as long as the consumption is diversified, is considered normal consumption. Normal consumption will not trigger the bank's risk control, nor will it affect subsequent use of the card. Although there are a large number of small-amount card swiping records when using the card normally, consumption records made at different merchants and at different times have no impact on the credit card.

Different people have different credit card limits. Some people have high credit card limits, and some people have low credit card limits. For credit cards, it is good to swipe small amounts over a long period of time, which can reflect the more regular and safer swiping behavior of cardholders. According to the bank's credit card behavior standards for credit card usage, small-amount credit card swiping is also preferred because it is more in line with daily consumption habits.

Compared with large-scale credit card swiping, large-scale credit card swiping is safer. Generally, the amount of card swiping matches the type of merchant. Furthermore, the amount swiped by the card is small, and the repayment pressure is not great. There is no need to worry about cardholders having no money to repay and causing overdue payments.

For those with low credit card limits, it is not enough to increase the credit limit by swiping small amounts. Occasionally, large amounts of credit card consumption are also required. The low credit limit may be due to the fact that the card's own qualifications are not good enough. The card-issuing bank can only grant a lower credit limit if the basic card conditions are met, or the total credit limit of existing card holders is close to the upper limit, so the credit limit is not high. , so it is important to increase the amount.