How much is the amount of Xingxiang’s bonus? These aspects affect the limit level

Xingxiang Dabaijin is a card launched by Industrial Bank not long ago. This card has many high-end benefits, so it has attracted a large number of card lovers to pay attention to this platinum card, and many people with sufficient assets and financial resources have applied for this credit card. As for Xingxiang Da Platinum, in addition to its rights and interests, people are also very concerned about its quota. So, how much is the amount of Xingxiang’s bonus?

What is the credit limit of Industrial Bank?

1. The limit of Industrial Bank’s regular credit card is generally between 3,000 and 10,000 yuan;

2. The limit of Industrial Bank’s gold credit card is generally between 10,000 yuan and 10,000 yuan. RMB to about RMB 50,000;

3. The limit of Industrial Bank Platinum Credit Card generally starts at RMB 50,000, and the amount that can be applied for varies according to the applicant's comprehensive qualifications. Most people have a maximum limit of 200,000, but there are also many people who apply for an Industrial Platinum Card with an annual fee of more than 200,000, or even as high as one million.

How much is the amount of Xingxiang’s bonus?

As the standard platinum card of Industrial Bank, the limit of Xingxiang Da Platinum will not be low. Generally, there can be a quota of hundreds of thousands, or even hundreds of thousands. The specific amount depends on the applicant’s overall qualifications.

Factors affecting the limit of Industrial Bank Platinum Card

If you want to apply for a high Xingxiang Platinum Card limit, you must ensure that your credit conditions are good enough. The following aspects are what banks will focus on.

1. Your income and asset level are the main basis for the bank to approve your credit limit;

2. Your marital status will also affect the credit limit. , married people are more popular than unmarried people;

3. The level of academic qualifications will also affect the credit card limit you apply for;

4. A good credit situation is also a must Indispensable.

The above is the answer to "How much is the Xingxiang large amount of money?", and also summarizes several aspects that will affect your application for Xingxiang large amount. Like Xingxiang Platinum, as a platinum card, the limit is naturally not low, but the limit also depends on your qualifications, so if you want to be approved for a high limit, your credit conditions must be good.

Is the common card limit of Industrial Bank's credit card high? What is the general credit limit of Industrial Bank's credit card?

What is the common credit limit of Industrial Bank's credit card? Kabaobao will introduce it to you below, I hope it can help you.

Industrial Bank credit card limit

1. It mainly depends on your personal funds and property. Generally, the limit of a regular card is 3,000 to 10,000 yuan, the limit of a gold card is generally 10,000 to 50,000 yuan, and the limit of a platinum card is generally a fixed limit of ￥50,000 plus a temporary limit that is automatically adjusted for you every month. You can use the sum of the two parts.

2. The fixed limit for a credit card applied by a customer is comprehensively assessed based on the information submitted by the customer, and the final review result shall prevail.

Extended reading: What are the methods for adjusting the limit of Industrial Bank’s credit card?

The first method is temporary quota adjustment. When you find that the credit card limit cannot meet your needs when using an Industrial Bank credit card, you can call 95561 to contact the bank's customer service. After explaining the reasons, there is a certain opportunity to increase the limit. In addition to proactively requesting temporary limit increases, Industrial Bank sometimes organizes temporary limit increase activities for old customers. You can follow the bank's official website to learn more. However, it should be noted that because it is "temporary", it has a certain timeliness. When the time passes, regardless of whether you use the increased credit limit, your account limit will return to the original credit limit.

The second method is permanent quota adjustment. As the name suggests, this method of adjusting the credit card limit of Industrial Bank is permanent, which means there is no time limit. If you want to permanently increase your credit limit, you can also call 95561 to consult Industrial Bank’s customer service, and then follow the application process to increase your credit limit permanently. However, the amount of increase will be different depending on each person’s actual situation. In order to facilitate the use of credit cards by old customers, Industrial Bank's backend will calculate the credit status of each user. For customers with good long-term credit, the backend will automatically increase the permanent credit limit according to certain rules.

Which credit card is the best Industrial Bank card?

Before applying for a credit card, many friends will first think about: which credit card is easy to apply for, which credit card has a high limit, etc., and found out that there are several Industrial Bank products in 2018 This credit card is very good and easy to apply for. If you are planning to apply for an Industrial Bank credit card, you can refer to it.

2018 Industrial Credit Card

1. Industrial Constellation Credit Card

This Industrial Credit Card has two versions: UnionPay single currency version and UnionPay/ Visa dual-currency version (card set), the former can be applied online, and the latter needs to be applied at the counter.

Features: Free of charge for the first cash withdrawal every month, free high-value aviation accident insurance, supreme car rental discounts

2. Industrial Taobao co-branded card

Hold it Family members deserve it and it is one of the best choices for online shopping. It is easy to apply and difficult to apply for. It is also an easier credit card to apply for from Industrial Bank.

Features: No handling fee for cash withdrawals, no first-year annual fee, and the following year's annual fee will be waived if you swipe 5 times. In addition, points will be accumulated for online shopping, and the points can also be used as cash to offset the shopping amount. The ratio is: 500 credit card points = 100 Alipay points, 100 Alipay points = 1 RMB.

3. Industrial China Southern Card

There are gold card and platinum card. The platinum card is divided into elite version and standard version. If there is a big difference in benefits, you can understand it clearly first. Make a decision.

Features: If it is a gold card, there is no annual fee if you swipe it 5 times, the mileage redemption ratio is high, 15 yuan = 1 mile, and 2 times the points on your birthday. For the Platinum Elite Edition, you can spend RMB 2,000 for free within 60 days of placing the card in the first year, and you will be exempted from the annual fee for the following year if you spend RMB 30,000 or more. You will get double points for overseas consumption, and RMB 12 = 1 mile.

4. Industrial Platinum Card Series

Among the Industrial Platinum Card Series, the Standard Edition and Long Series of Bank Card Platinum Cards are the most worthy of application. The benefits are great, the application threshold is low, it is easy to apply for the card, and points can be converted into miles.

Features: Free pick-up and drop-off at domestic and overseas airports, 4 domestic and 2 overseas pick-ups per year, of which the domestic value is 100 yuan/time and the overseas value is 250 yuan/time. If not used, it can be sold. VIP benefits at airports around the world, free one-day car rental every year, 10 points = 1 mile, great value redemption.

5. Industrial Standard Credit Card

Compared with other cards, Industrial Standard Credit Card is the easiest to apply for. Even college students who have just left school and newcomers to the workplace can apply for the card. If you are new, you can give it a try.

Features: The biggest feature of this card is the cash installment benefit, which provides cardholders with cash withdrawal services and calculates 5 times points.

That’s it for the introduction of which Industrial Bank credit card has the highest limit.