The installment repayment methods for China Merchants Bank credit cards include: cash deposits through self-service deposit machines, repayments at outlets, online repayments, and convenience store repayments.

There are many installment methods for China Merchants Bank credit cards:

1) Shopping mall installment, that is, bring your credit card and ID card to a merchant that has an installment agreement with China Merchants Bank to pay for the installment directly. The handling fee for repaying the single installment in installments corresponds to the number of installments, and then you only need to repay the single installment every month. For example, go to the Suning Appliance Shopping Mall to buy a product with a total price of 2,400 yuan in installments. If you buy it in 6 installments, and the handling fee is assumed to be 3 (according to what is announced by the mall), then you need to repay 2,400÷6 2,400×3=472 yuan in the first installment. Repay 400 yuan every month for five consecutive months.

2) Go to the credit card mall on the official website of China Merchants Bank to directly purchase online installments. Then there will be no additional handling fees and shipping charges for the single installment. For example, products marked as 400×6 installments in the mall can be purchased directly online. After the order is confirmed, you only need to pay 400 yuan per month for 6 consecutive months. Within the first month of successful ordering, China Merchants Bank will directly express the goods to you.

3) If you cannot do the above methods, but go to a merchant that does not support installment payment and only supports credit card consumption, and then want to apply for installment payment after a one-time credit card transaction, that is the "Bill Installment" function of China Merchants Bank Credit Card That is, the total amount of a certain monthly bill is up to 90 and does not exceed the fixed amount of 80, and the application is divided into 3, 6 or 12 installments, and the corresponding handling fee is 2.6, 4.2 or 7.2. The same, in the first Collect it in installments and then repay the installments for multiple consecutive months.

For example: the total amount of the bill for this month is 4040 yuan. If you apply for bill installment and repay it in 12 installments, then the first month's repayment is: 4040×10 4040×90÷12 4040x90×7.2=968.79 Yuan, of which the handling fee is 261.79 Yuan, and the monthly repayment is 303 Yuan for eleven consecutive months.

You can make cash deposits through self-service deposit machines, repay over the counter at outlets, online, and at convenience stores, etc.