1, BOC credit card holders accumulate 65438+ 1 points per consumption or cash withdrawal (except BOC credit card and Air China bosom friend); BOC Platinum Credit Card holders accumulate 2 points for each consumption or withdrawal 1 RMB;

2. BOC Great Wall Corporate Card holders accumulate 65,438+0 points for each consumption or cash withdrawal of 25 yuan RMB; Financial official cardholder 1 RMB accumulated 1 points for each consumption or cash withdrawal;

3. China Bank Great Wall Credit Card (new generation) cardholders accumulate 1 yuan per consumption 1 points;

1. The points of BOC (Great Wall) series credit cards under the same cardholder's name can be used together (except the points in the "Future Wan Li" plan of BOC Credit Card of Air China Companion); The main cardholder can apply for redemption separately, and the supplementary card must be combined with the points of the main card before the main cardholder can apply for redemption; Points of different cardholders (except supplementary cards under the name of the main card) cannot be merged.

4. BOC (Great Wall) personal credit cards under the same cardholder's name can be combined with the points of Great Wall Company's business card (personal settlement) and financial business card (personal settlement).

5. China Bank (Great Wall) series credit card installment transactions will generate corresponding points when debiting the account in each installment.

6. Air China Yin Zhi Bank of China Credit Card "Future Wan Li" plan, Shenzhen Airlines co-branded card points and China Southern Airlines co-branded card points are automatically converted into air miles of Air China, Shenzhen Airlines and China Southern Airlines;

7. There are multiple credit cards under the same cardholder's name, and the points of each card can be exchanged after being combined, except for the special area or exclusive points. Details are as follows:

(1), city card area gifts, can only be redeemed with city card points;

(2) Gifts in Amway Card Zone can only be redeemed with Amway Card points;

(3), Taobao card points, only use Taobao card points for redemption;

The above is the introduction of credit card integral rules of China Bank.

Two. China Industrial and Commercial Bank Credit Card Points Rules

ICBC credit card users spend 1 RMB 1 min, HK 1 min, USD 1 min, 8 points, excluding 1 min or less.

The following transactions do not accumulate points:

1. Wholesale transactions: such as tobacco, beer, building materials wholesale, computer mall, etc.

2.

Transfer transactions: such as loan deduction, automatic transfer of utilities, transfer transactions for purchasing securities or funds, insurance withholding, etc.

3.

Professional transactions: such as hospital payment, provident fund payment, tax payment, school payment, insurance payment, real estate sales, car sales, online transactions, auction pawn, etc.

4.

Stored value transactions: such as fuel card recharge, telephone charge recharge, prepaid recharge, etc.

5. Other transactions that should not accumulate points will not accumulate points.

Three, CCB credit card points calculation rules are as follows:

1. Credit card points of China Construction Bank include basic points and reward points.

2. The basic point is that the cardholder uses the Longka credit card, and every time he spends 65,438 yuan +0 yuan products 1 points (when spending with Shanghai Volkswagen Longka, 65,438 yuan+0,000 yuan is 6 points); Every time you spend $65,438 +0 yuan, you get 7 points (if you spend with Shanghai Volkswagen Dragon Card, you get 4.2 points for $65,438 +000); Spend 1 euro with the European Travel Card and get 9 points. China Construction Bank reserves the right to adjust the rules of integral accumulation, including but not limited to the integral calculation method and accumulation ratio.

3. After successfully handling the installment and mail order installment payment business of CCB credit card merchants, you will get the same amount of points for the total installment principal at one time (the corresponding points will be accumulated when the principal payable in each installment is recorded); Successfully handle the consumption installment business, without changing the original trading points and calculating additional points; Successful car purchase and housing installment business will no longer accumulate corresponding points.

4. The credit card integral calculation date of CCB is the bank bookkeeping date of this consumption.

5. Credit card reward points of CCB are extra points calculated to encourage cardholders to spend, use cards or use related products or participate in activities and meet the reward conditions. Reward points are calculated and used according to the terms of the activities announced by the reward activities.

6. The points of the cardholder's main card and supplementary card are combined and calculated, and the points generated by the consumption of supplementary cards are accumulated to the main card.

Four, China Agricultural Bank points consumption activities detailed rules.

1. The "points consumption" activity is limited to the main cardholders of Agricultural Bank of China (except HNA co-branded cards and corporate cards), and the points of the supplementary cardholders are merged into their main card accounts, which are used and exchanged by the main cardholders.

2. If the cardholder has any of the following circumstances, including but not limited to: if the Agricultural Bank of China credit card holder violates the Articles of Association of China Agricultural Bank Jinsui Credit Card and China Agricultural Bank Jinsui Credit Card Collection Contract (Personal Card), the account status is abnormal or violates other relevant regulations, China Agricultural Bank has the right to cancel his participation qualification.

3. For merchants who can use the integral consumption function, the specific redemption rules shall be subject to the posters in the merchant's store.

4. When using the integral consumption function, the cardholder can check the current integral balance of the account on the pos machine with the help of the staff of the designated merchant store.

5. The consumption deducted by the cardholder using the integral consumption function does not accumulate points.

6. The merchant has the right not to provide the cardholder with the invoice of the consumption amount deducted by the integral consumption function.

7. After the integral consumption transaction is successful, no return will be accepted. In case of product quality problems, the cardholder can contact the merchant for exchange with the shopping receipt. China Agricultural Bank is not responsible for any matters related to the goods or services of the cooperative merchants, and all disputes related to the goods or services are settled by the merchants themselves.

8. Matters not covered in the detailed rules of this activity shall be handled according to the terms and detailed rules of Jinsui Credit Card Incentive Plan.

9. Credit Card Center of Agricultural Bank of China reserves the right of final interpretation and modification of the contents of this activity within the scope permitted by law.