Hello, Industrial Bank is relatively easy to apply for a credit card compared to the four major state-owned banks and some popular commercial banks. As long as you have a stable job and income, you should be able to provide relevant supporting documents. Passed.
To apply for an Industrial Bank credit card, you first need to meet the following basic conditions: 1. The main card applicant must be a domestic person aged 18-60 years old or an overseas person aged 25-60 years old. 2. The supplementary card applicant must be the parent, sibling, spouse or child of the main card applicant and must be over 16 years old.
When applying for an Industrial Bank credit card, the documents that the applicant must provide include:
1. Identity documents: Domestic residents must provide a copy of the applicant’s ID card or military officer’s ID card. Hong Kong and Macao residents should provide a copy of their pass, Taiwan residents should provide a copy of their Taiwan compatriot certificate, and other foreigners should provide a copy of their passport.
2. Documents proving work and income: a copy of the work permit or work identification card or the original work certificate stamped with the official seal of the unit; salary records issued by the bank in the past three months (copy of the salary card statement) ) or a copy of the personal income tax withholding voucher or the original income certificate issued by the unit.
In addition to the above necessary documents, provide the applicant's academic qualifications, professional titles, professional qualification certificates, self-owned real estate certificate, self-owned car driving license, copies of Industrial Bank time deposit certificates, and current residence as much as possible. The original documents of any local telephone, water, electricity and gas bills in the past three months, and other bank credit card certification documents (the originals of the last three statements) will help to successfully approve the card and obtain a higher credit limit. (If the supporting documents are copies, please use A4 paper to copy them)