First, you can use flowers and bank cards to pay in installments, which is better to analyze in detail. Using flower buds can accumulate points, thus increasing sesame points. The increase of sesame score has a certain positive impact on many loans or other activities, because now many things need to check their sesame score. Make good use of credit cards, the wool is on the sheep, and many banks have various activities.

Second, the difference between using flowers and credit cards:

1, the difference of the quota. It seems that the maximum amount of flowers is only 30 thousand, but credit cards are different, from thousands to tens of thousands, from hundreds to hundreds of thousands. For small consumption and general consumption, it is still possible. For large purchases, credit cards are basically needed, and of course, those small cards are not good.

2. Different consumption scenarios. As long as the merchants with wired POS machines can use credit cards, the flower buds can only be spent in some specific merchants. Of course, there are still many scenes of Alipay's payment and collection.

3. The interest-free period is different. First of all, the interest-free period in Bai Hua is one month, and it needs to be repaid on a fixed date every month. The longest interest-free period of credit cards can reach more than 50 days. Many banks have the opportunity to modify their billing statements once or twice a year, which can be used to delay the repayment period.

4. Similarities. If Alipay is bound with a credit card, in some businesses, using a credit card is similar to spending money. In addition, the credit card itself is connected with the central bank's credit information. Flower buds are first related to sesame credit. If it is overdue, it will go to the central bank for credit information. Central bank credit reporting is as important as sesame credit.

1. The conditions for buying a mobile phone by stages are as follows:

1. The applicant is between 18 and 65 years old.

2. The applicant has a stable job and income and is able to repay the loan.

3. The applicant is a natural person with valid identity documents such as ID card and household registration book and full capacity for civil conduct.

4. The applicant's personal credit information is good, with no bad records and no bad hobbies such as pornography, gambling and drugs.

Second, if you want to buy a mobile phone by stages, there are many ways and several common ways.

1. Get a credit card, shop in the credit card mall of the issuing bank, and choose installment payment;

2. In the major mobile phone sales counters, it is best to ensure business qualifications. The merchant will provide a staging platform, and you only need to follow the requirements;

3. The major mobile phone official website, choose a good model, buy by stages. Note that different mobile phones in official website support different installment payment methods.