This is only a reference amount, and the actual amount may be lower or higher than this amount. The level of the amount is related to many factors. For example: the applicant's age, education, household registration, job, social security payment record, marital status, residential situation, personal credit record, personal assets (time deposit certificates, financial products, etc.), etc. Stable job income and good credit are some of the more important factors. When the bank recommends you, it does not fully understand your actual situation, so the reference amount given cannot be the final amount. It is recommended that you provide more proof of financial resources when applying for a card, so that you may get a higher limit.