For Citi credit card customers who can't pay off the repayment in one lump sum, installment repayment is a good choice. How can Citi Credit Card repay in installments? Which bills can be repaid in installments? Is there any amount limit for installment payment? Next, Cai Xiao will introduce in detail the methods and precautions of how to repay Citi Credit Card in installments.

How to pay by installment with Citibank credit card;

If the total amount of your RMB bill is more than 65,438+0,000 yuan (inclusive) after deducting the current minimum repayment amount, you can apply for bill installment. When you apply for bill installment through the 24-hour customer service hotline of Citibank Credit Card, you can choose to partially installment the installment amount.

The main cardholder can call the 24-hour customer service hotline of Citibank Credit Card or log on Citibank Online to handle the bill installment within 5 working days from the day after the bill date to the due date of the current bill.

Which transactions of Citibank credit card can be paid in installments:

RMB credit card single 500 yuan can apply for transaction installment, but the following fees cannot apply for transaction installment:

1. installment transaction (including but not limited to transaction installment, bill installment, cash installment, etc.). );

2. Disputes, cash withdrawal transactions in which the cardholder doubts the authenticity of the transaction, and interest and various formalities fees (such as annual credit card fee, cash advance transaction fee, interest, late payment fee, over-limit fee and other credit card fees) charged according to the credit card collection contract, articles of association and rate table of the Bank do not have this service;

3. Transactions that are not included in the holder's account and have been booked;

4. Transactions within the temporary limit applied by the holder;

5. Foreign currency account transactions;

6. Other transactions designated by Citibank.

7. US dollar bills cannot be divided into stages for the time being.

Is there a minimum or maximum amount limit for installment payment?

The minimum amount of transaction installment is 500 yuan, and the maximum amount cannot be higher than your credit limit, and the maximum amount cannot exceed 300,000 RMB. The minimum amount of the bill installment is 1 1,000 yuan, and the maximum amount cannot be higher than your credit limit, and the maximum amount does not exceed 300,000 yuan. Neither saving money in a credit card nor temporarily increasing the credit limit can increase the maximum amount for applying for installment payment.