After being ordered by the bank to stop the card, China Construction Bank handed over the overdue repayment of the credit card to the local branch. After the local branch has reviewed the personal materials, customer service will call to collect them. If the user refuses to repay, the bank will choose to sue the local people's court for compulsory collection, which not only affects personal credit information, but also is suspected of breaking the law.

Users should first pay off all the money in the bank as soon as possible (it is suggested that one-time payment will increase the probability of lifting the ban). After paying off all the repayable loans and interest, users need to call the CCB Credit Card Center, find the manual customer service application, and then wait for the approval of the Bank Card Credit Card Center.